Effective as of 31.12.2023
1. Introduction
Welcome to Credit and Collections Professionals (https://credit-and-collections-professionals.com). We are committed to protecting your privacy and ensuring that your personal data is handled in a safe and responsible manner in accordance with the General Data Protection Regulation (GDPR).
2. Data Collection and Use
a. Comments: When you leave comments on our site, we collect the data shown in the comments form, your IP address, and browser user agent string to help with spam detection. We process this data based on your consent, which is obtained explicitly when you post a comment.
b. Gravatar: An anonymized string (hash) created from your email address may be sent to the Gravatar service to see if you are using it (Gravatar service privacy policy: https://automattic.com/privacy/). Your profile picture, if available through Gravatar, is displayed publicly in the context of your comment upon approval.
c. Media: If you upload images, please avoid images with embedded location data (EXIF GPS). Visitors can download and extract location data from images on the website.
3. Cookies and Tracking Technologies
We use cookies to enhance your experience on our site. You have control over your cookie preferences, and consent for non-essential cookies is obtained separately. For more information, please see our detailed Cookie Policy.
4. Embedded Content
Articles on this site may include embedded content (e.g., videos, images, articles). Such content from other websites behaves as if you visited the other website, and may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction.
5. Data Sharing and Transfers
Your data may be processed by third-party services for spam detection or other purposes outlined in this policy. We ensure that all third-party processors are compliant with GDPR and that adequate data protection measures are in place, especially for any international data transfers.
6. Data Retention
We retain comment data indefinitely for follow-up comments and user interactions. For registered users, personal information is stored in their user profile and can be edited or deleted at any time (username cannot be changed). Data retention is based on the necessity for the fulfilment of our services or as required by law.
7. Your Rights
Under GDPR, you have the right to access, rectify, erase, restrict processing, and port your data. To exercise these rights, or if you have any questions about our data practices, please contact our Data Protection Officer at oz.taieb@gmail.com.
8. Data Security
We implement robust technical and organizational measures to protect your data from unauthorized access, alteration, disclosure, or destruction.
9. Children’s Privacy
Our website is not intended for children under the age of 16. We do not knowingly collect personal data from children under 16.
10. Changes to Our Privacy Policy
We may update this policy from time to time. We encourage you to review this policy periodically.
11. Contact Us
For any questions or concerns regarding your privacy, please contact us at oz.taieb@gmail.com.